Personal Financial Consultant

Job Summary As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services. Job Responsibilities * Build and maintain strong relationships with clients, understanding their financial needs, aspirations, and risk profiles. * Conduct thorough financial needs analysis for clients, including income, expenses, assets, liabilities, and existing financial plans. * Develop and present customized financial plans and solutions, encompassing savings, investments, insurance, loans, and wealth management products. * Advise clients on various RHB Bank Berhad products and services, ensuring suitability and alignment with their financial objectives. * Monitor and review clients' financial portfolios regularly, providing updates and making adjustments as needed based on market conditions and client life changes. * Generate new client leads and expand the client base through referrals, networking, and proactive engagement. * Achieve individual sales targets for various financial products and services. * Ensure full compliance with all internal policies, regulatory requirements, and ethical standards. * Stay updated on market trends, financial products, and economic developments to provide informed advice. * Collaborate with other departments within RHB Bank Berhad to provide holistic client solutions. Job Qualifications** * Bachelor's degree in Finance, Business Administration, Economics, or a related field. * Proven experience in financial advisory, sales, or banking, preferably with a focus on personal finance. * Strong understanding of financial products, investment principles, insurance, and wealth management. * Excellent interpersonal, communication, and presentation skills. * Ability to build rapport and trust with clients effectively. * Demonstrated ability to analyze financial data and develop comprehensive financial plans. * Results-oriented with a strong sales acumen and track record of meeting targets. * High level of integrity and commitment to ethical conduct. * Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint). * Relevant professional certifications (e.g., FIMM, PCE, CMFAS) will be an added advantage.