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Job Summary The key role is to develop, implement, monitor, and continuously enhance credit risk models and data-driven decision strategies across the customer credit lifecycle for retail lending products. The job holder is responsible for performing model development including Application, Behavioral, Collection, and other relevant credit risk models using internal, credit bureau, and alternative data. The... - Bachelor's degree in Statistics, Mathematics, Computer Science, Data Science, Finance, or a related quantitative field - 3-5 years of experience in credit risk modelling within banking, consumer finance, fintech. - Proven experience in developing, validating, implementing, or monitoring credit scorecards. - Practical experience in performing assessment, back-testing, or validation of external credit scores, bureau scores, alternative-data scores - Experience in conducting cut-off...