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Job Summary The key role is to formulate and manage all relevant credit/risk policies for the secured, unsecured lending products with the objective to balance risk and reward trade-off and to optimize business’ profit/loss, risks and opportunities. This job holder is also responsible for analytics to review the impact of new credit policies, lending program to... - University Graduate, major in Business Administration, Banking, Finance, Statistic, Econometrics or related fields. - 3-5 years experiences in Banking or Consumer Finance with practical knowledge in Credit Policy, Risk Analytic, Credit Risk Management or Portfolio Management for retail lending products - Hands-on experience in policy development/implementation, portfolio monitoring - Participation in risk enhancement, process improvement or automation projects is highly...