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- Extract, clean, and transform data from multiple sources (core systems, data warehouse, external data) - Build modelling datasets (development, test, OOT) with consistent definitions and structures - Define and calculate target variables (e.g., DEL30, FPD) aligned with business logic - Generate key inputs for monitoring metrics (distribution, bad rate, PSI, etc.) - Automate recurring data processes (dataset... - Bachelor or Master degree in computer science, mathematics, statistics or equivalent - At least 2-3 years’ experience in data analysis and modeling, Consumer Finance or Retail Banking is preferred. - Solid experience with credit scorecard is required. - Hands-on experience with deployment/monitoring of risk models in production systems - Ability to use statistics software R/Python/SAS... - Proficient...