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Job Responsibilities: Evaluate commercial loan applications and make credit decisions. Analyze financial statements, cash flows, and financial ratios. Assess borrower creditworthiness using the 5Cs of Credit framework. Identify and mitigate credit risks. Prepare credit appraisal notes and underwriting recommendations. Ensure compliance with internal credit policies and regulatory guidelines. Collaborate with business and operations teams for timely loan processing. Eligibility: 5-15 years of experience in Commercial/Credit Underwriting. Experience in Business Lending, SME Lending, or Commercial Lending. Strong analytical and financial assessment skills. Excellent communication and stakeholder management abilities. Location: Chennai .