Senior Manager, Financial Services

Job Summary Role Overview: Strategic & product leadership in driving the end-to-end financing product lifecycle, establishing product vision, and spearheading expansion into innovative verticals such as consumer financing, SME financing, product financing and rent-to-own solutions in line with company strategic goals. Operational & regulatory excellence with directing all financing operations, managing credit risk and collections, maintaining internal controls and acting as the key liaison for internal and external stakeholders and ensuring all the financing product lifecycle are in regulatory compliance with all regulations and internal policy. Key Responsibilities The role is a senior position responsible for the strategic direction, product management and operational excellence of the financing business unit. This role encompasses: Managing the full product lifecycle of financing, from consumer personal financing to future innovations in SME financing, product financing and rent-to-own solutions and any new financial products. Leading and mentoring the financial services team in day-to-day financing operations, ensuring efficient financing processing, collections and customer service delivery. Acting as the primary liaison with external and internal stakeholders, ensuring all financing activities strictly adhere to relevant regulatory compliance & governance and internal policies. Overseeing credit assessment processes, analysing financial and credit reports to maintain robust internal controls to mitigate financing risks. Maintaining professional relationships with borrowers, internal department heads and external partners (e.g., tech vendor, credit rating agencies) to ensure seamless operations and growth. Designing, implementing and continuously improving financing cycle processes, collection procedures and documentation standards while driving new product development to expand the financing portfolio. Managing communication and information workflows between the teams and/or other departments to achieve business objectives and ensure alignment to shape the digital financing within redONE Group, a leading MVNO telecom and its fintech company. Requirements Bachelor's Degree in Finance, Banking, Business Administration, Accounting, Economics or a related field. A Master's Degree or relevant professional qualification is an added advantage. Minimum 8 years of relevant experience in financial services, banking, consumer financing or fintech, with at least 3 years in a managerial or leadership role. Strong experience in financing product management, financing operations and the end-to-end financing lifecycle. Good knowledge of credit assessment, collections, risk management, regulatory compliance and internal controls. Experience in consumer financing, SME financing, product financing, rent-to-own or other financing solutions is an added advantage. Proven leadership and people management skills with the ability to lead cross-functional teams and drive business growth. Strong analytical, problem-solving and strategic thinking skills with the ability to make sound business decisions. Excellent stakeholder management, communication and interpersonal skills, with the ability to engage internal and external stakeholders effectively. Proficient in Microsoft Office applications. Experience with financing systems or digital financial solutions will be an added advantage. A proactive, results-driven professional with high integrity, strong business acumen and the ability to thrive in a fast-paced environment.