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Job Summary The key role is to lead the development, validation, implementation, monitoring, and continuous enhancement of credit risk models and data-driven decision strategies across the customer credit lifecycle for all retail lending products. The job holder is responsible for leading the development and ongoing monitoring of production-ready Application, Behavioral, Collection, and other relevant credit risk... - Bachelor's degree in Statistics, Mathematics, Computer Science, Data Science, Finance, or a related quantitative field. - 8+ years of experience in credit risk modelling, including leadership experience. - Proven expertise in developing and monitoring production-ready credit scorecards. - Practical leadership experience in managing modelling projects both internally and with external vendors. - Experience in translating model outputs and portfolio insights into...