Team Lead - BBPS & Aggregator Reconciliation (India)

Job Description: - 2/3-Way Matching: Perform complex 2-way and 3-way reconciliations across front-end platforms, Payment Aggregator/Gateway records, NPCI/Bank Switch data, and Core Banking Systems (CBS). - BBPS Settlement Management: Validate settlement files with NPCI Bharat BillPay Ltd (NBBL) and designated settlement banks to ensure intraday and end-of-day funds are accounted for. - PA & Merchant Settlement: Reconcile incoming payouts from payment gateways and disburse settlements to merchants/billers per agreed Service Level Agreements (SLAs). - Discrepancy Resolution: Promptly identify, track, and resolve any transaction mismatches, settlement delays, or fee/MDR deductions. - System Automation: Champion the transition from manual spreadsheet-based matching to automated reconciliation software. - UAT & Integration: Collaborate with product and tech teams to perform User Acceptance Testing (UAT) for current biller integrations, payment channels, and API switches. Skills Required: - Minimum of 5+ years of experience in payment operations, fund accounting, or financial reconciliation within a fintech or banking environment. Domain Knowledge: - Hands-on experience with NPCI products, BBPS, UPI, IMPS, and domestic/international card networks (RuPay, Visa, Mastercard). Regulatory Acumen: - Deep understanding of RBI guidelines regarding Payment Aggregators and the Bharat Connect/BBPS Ecosystem. Educational Qualification: BE/B.TECH/MCA Project Management: Posted on: 09 Jul 2026 Experience Level: Experienced Contract Type: Department: .