Associate Divisional Manager-Data Analytics, Chennai

Job Description Position Title Associate Divisional Manager - Data Analytics (Data Science) Grade/Level Department Data & Analytics Location Chennai Organizational Relationships Position reporting to Sr. Divisional Manager Data & Analytics Job Purpose The position will be responsible for managing leading a team of 4-5 data scientists developing predictive modelling solutions in credit risk and marketing for Consumer and Commercial lending portfolios. Key Responsibilities Functional Responsibilities Provide insights, perform trend and variance analyses across the product suite for cross sell activities from a risk and marketing perspective Assist Business teams with analyzing root cause of trends, identify incremental sales opportunities and risk mitigation avenues Develop machine learning models, segmentation and mentor junior analysts on development of solutions that incorporate business aspects and operational constraints Ensure operationally efficient solutions and drive optimization in existing analytics solutions Qualifications Job Requirements M.Tech / B.E / B.Tech / M.Sc in CS or Stats or Maths Experience Preferably 8+ years experience in data scienceGood at Statistical/ Machine learning / Deep Learning ModelsStrong command of SQL and Python.Experience in risk analytics, credit risk models, marketing analytics, marketing models, portfolio monitoring, Expected credit loss (ECL) models. Functional Competencies Excellent Analytics, Logical, Problem Solving And Numerical Skills Familiarity in Python, SQL, Advanced excel skills Key pointers Experience in credit risk models, marketing analytics, marketing models, portfolio monitoringWorked on lending products like personal loan, consumer loan, credit cards, tractor loan, commercial vehicle loanXG Boost, Logistic Regression, Deep LearningUnderwriting strategy developmentAcquisition Risk Scorecard, Behaviour Risk Scorecard, Propensity ModelsCHAID segmentationExperience with Indian Banks/ NBFC .