Foreclosure (India)

Job Summary We are seeking a highly organized and detail-oriented Associate Foreclosure Operations to manage and support the end-to-end foreclosure process for mortgage loans. The candidate will be responsible for handling foreclosure activities from referral through sale, redemption, post-sale, and foreclosure completion while ensuring compliance with investor, regulatory, and client requirements. The ideal candidate should have a solid understanding of mortgage servicing, default management, legal timelines, and foreclosure procedures across judicial and non-judicial states. Key Responsibilities Foreclosure Case Management - Manage the complete foreclosure lifecycle from loan referral through foreclosure sale and post-sale activities. - Review account eligibility and initiate foreclosure referrals in accordance with investor and client guidelines. - Monitor bankruptcy, loss mitigation, litigation, and foreclosure holds to ensure compliance with applicable regulations. - Coordinate with foreclosure attorneys, trustees, title vendors, and third-party service providers. Foreclosure Processing - Review and validate foreclosure documents, affidavits, notices, and legal pleadings. - Track and manage foreclosure milestones, timelines, and statutory deadlines. - Ensure timely completion of all foreclosure actions, including: - - Referral - Title Review - First Legal Filing - Service Completion - Judgment - Sale Scheduling - Foreclosure Sale - Post-Sale Activities - Deed Recording - Claim Filing Compliance & Risk Management - Ensure adherence to CFPB, FHA, VA, Fannie Mae, Freddie Mac, USDA, and investor foreclosure requirements. - Identify and escalate compliance risks, legal issues, and process exceptions. - Maintain accurate servicing system updates and audit-ready documentation. - Ensure compliance with state-specific foreclosure laws and timelines. Reporting & Documentation - Maintain accurate records of foreclosure activity within servicing platforms. - Prepare foreclosure status reports and inventory tracking reports. - Support internal and external audits by providing required documentation. - Document process exceptions and resolution activities. Stakeholder Management - Partner with internal departments including: - - Loss Mitigation - Bankruptcy - REO - Litigation - Escrow - Customer Service - Communicate effectively with foreclosure attorneys, trustees, vendors, and clients regarding case status and escalations. Quality & Continuous Improvement - Perform quality checks to ensure accuracy and compliance. - Identify opportunities for process improvements and operational efficiencies. - Support implementation of regulatory and client-driven process changes. Required Qualifications - Bachelor's degree in Business Administration, Commerce, Finance, Law, or a related discipline. - 14 years of experience in: - - Foreclosure Operations - Mortgage Servicing - Default Servicing - Bankruptcy Operations - Legal Mortgage Processing - Knowledge of end-to-end foreclosure processes and timelines. - Understanding of judicial and non-judicial foreclosure states. - Strong analytical and problem-solving skills. - Excellent attention to detail and organizational skills. - Proficiency in Microsoft Office Suite (Excel, Word, Outlook). Preferred Qualifications - Experience with mortgage servicing platforms such as: - - MSP (Black Knight) - Sagent - LoanSphere - Tempo - VendorScape - Knowledge of: - - CFPB Mortgage Servicing Rules - Investor Guidelines - State Foreclosure Laws - Bankruptcy and Loss Mitigation Interactions - Six Sigma, Lean, or process improvement experience preferred. Key Competencies - Foreclosure Process Knowledge - Regulatory Compliance - Critical Thinking - Risk Assessment - Time Management - Attention to Detail - Stakeholder Management - Decision Making - Communication Skills - Customer Focus Performance Metrics - Foreclosure milestone adherence - Foreclosure referral quality - Compliance and audit results - Turnaround Time (TAT) achievement - Inventory management - Error and exception rates - Vendor service-level adherence - Productivity and efficiency metrics Experience Level Associate: 14 Years of Foreclosure / Mortgage Servicing Experience Employment Type Full-Time Ideal Candidate Profile A successful candidate will have practical experience handling the complete foreclosure lifecycle, strong regulatory awareness, and the ability to manage high-volume foreclosure inventories while ensuring compliance, accuracy, and timely execution of all foreclosure-related activities. Consolidated Analytics | End-to-End Mortgage Solutions. Real Expertise. Real Results. Consolidated Analytics is a data-driven mortgage solutions partner supporting the full life of the loan, from origination through servicing and capital markets. We combine asset-level intelligence with enterprise-scale solutions to power smarter decisions and measurable business outcomes. Our .