Senior Credit Analyst (Pune)

Credit Senior Analyst Key Responsibilities Monitor credit utilization and past-due percentages to determine actions, including applying or releasing sales blocks. - Approve or recommend customer credit limits and payment terms based on credit risk models and guidelines. - Ensure compliance with SOX controls and IFRS/US GAAP standards. - Facilitate credit committee reviews for high-risk accounts and exceptions. - Maintain accuracy of credit master data and conduct periodic reassessments. - Perform credit evaluations such as financial statement analysis, bureau reports, trade references, and banking information. - Collaborate with Sales and Customer Success teams to support onboarding and balance risk with business objectives. - Provide collections forecasts, cash inflow projections, and risk exposure summaries to Finance/FP&A; Communicate account status, risk, and actions to Supervisor, manager & leadership; run cadence reviews with business units Qualifications Bachelors degree in finance, Accounting, or a related discipline. - 57 years of experience in credit analysis, credit management, or collections. - Strong understanding of financial statement analysis, credit scoring methodologies, and accounts receivable risk management. - Excellent verbal and written communication skills with robust negotiation capabilities. - Experience with credit assessment tools such as D&B;, Experian, and Moodys. Experience Level Senior Level .