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Job Responsibilities: - Evaluate commercial loan applications and make credit decisions. - Analyze financial statements, cash flows, and financial ratios. - Assess borrower creditworthiness using the 5Cs of Credit framework. - Identify and mitigate credit risks. - Prepare credit appraisal notes and underwriting recommendations. - Ensure compliance with internal credit policies and regulatory guidelines. - Collaborate with business and operations teams for timely loan processing. Eligibility: - 5-15 years of experience in Commercial/Credit Underwriting. - Experience in Business Lending, SME Lending, or Commercial Lending. - Solid analytical and financial assessment skills. - Excellent communication and stakeholder management abilities. Location: Chennai .