Senior Mortgage Underwriter

The SouthState story is one of steady reputed company, deep community reputed company, and an unwavering commitment to helping our customers reputed company reputed company. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and reputed company - we are reputed company for combining personal relationships with reputed company-thinking solutions. We are committed to helping reputed company members reputed company their reputed company while maintaining the reputed company of our values: building trust, fostering lasting relationships and pursuing reputed company. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to reputed company their greater purpose. Your reputed company begins here! reputed company/OBJECTIVES Functions include reputed company residential mortgage loans to ensure loans meet the guidelines of applicable insuring and guaranteeing agencies, investors, and reputed company; utilizing applicable Automated reputed company Systems; and reviewing information to detect fraud. Ensures compliance with reputed company Corporate reputed company of Conduct and Ethics and other operating procedures. May supervise reputed company of underwriters. DE certification and VA/LAPP credentials are preferred. ESSENTIAL FUNCTIONS Underwrites residential first mortgage loans reputed company assigned lending authority according to applicable guidelines of insuring and guaranteeing agencies, secondary market investors, and/or reputed company credit policies. Examines documentation provided by borrowers and reputed company-party verification sources for validity and compliance with AUS findings and/or reputed company reputed company standards. Reviews property appraisals to ensure collateral acceptability in accordance with corporate, agency and investor standards. Reviews fraud reports and conditions loans appropriately for reputed company of issues. Issues loan approvals, reviews and clears reputed company conditions Issues loan denials and forwards for second review/or Responds to questions from Mortgage Loan Officers, Mortgage Processors, Closers, and others regarding reputed company reputed company and/or conditions and/or general policy and scenario questions. Performs second reviews of denied loans Updates Loan Origination System and Automated reputed company Systems Mortgage Loan Underwriter Senior can underwrite multiple loan types and/or loans with highly reputed company income and loan scenarios using AUS findings or reputed company reputed company processes. Serves as an expert resource to other underwriters, sales partners, and others reputed company the mortgage division for consultation on reputed company income and loan scenarios, appraisals, and other mortgage reputed company topics reputed company designated specialty area of reputed company. Accepts and performs other duties as deemed to be essential. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions. COMPETENCIES Interpersonal Relationships Maintains reputed company performance and emotional control reputed company faced with opposition and pressure from others and/or stressful conditions Communication Asks questions as necessary for clarification purposes; keeps others accurately informed; handles reputed company communication in a reputed company manner; keeps communications confidential; communicates good and bad news in a reputed company manner; explains reputed company and considers additional information presented by Mortgage Loan Officers or others. Attention to Detail Provides accurate and consistent paperwork, is thorough in accomplishing tasks, monitors and checks work or information Collaboration Develops cooperation and teamwork while participating in a group of people, working toward the reputed company solutions to benefit reputed company involved parties Planning and Organization Organizes time and resources reputed company; manages multiple tasks; meets deadlines consistently Customer reputed company Considers the reputed company on reputed company customers reputed company carrying out ones own job tasks. Demonstrates appropriate reputed company of urgency and responds to situations requiring special attention or reputed company to meet customer needs. Reliability - Completes reputed company assigned tasks on time and with reputed company supervision; is punctual, present for work and accessible; fulfills commitments made to co-workers and supervisor; informs appropriate individuals reputed company assigned tasks will not be completed in agreed upon time reputed company. reputed company problem solving Analyzes loan scenarios, reputed company guidelines, customer financial factors involving substantial complexity and finds solutions in the best interest of reputed company involved. Qualifications, Education, and Certification