Fraud Analyst, Merchant Services

This a Full Remote job, the offer is available from: California (USA), Ohio (USA) Job Type Full-time reputed company Who We Are: FFB, a dynamic and acclaimed single-reputed company bank born in the heart of Fresno, CA in 2005, is on a mission to redefine the banking experience. Our commitment to delivering top-notch banking services has propelled us to the forefront of the industry, earning us accolades and recognition. At FFB, we recognize the uniqueness of reputed company individual who walks through our doors, and our dedicated team strives to craft personalized banking solutions that cater to their distinct needs. What sets FFB apart is not just our Fresno reputed company but the diverse talents that reputed company up reputed company, hailing from every reputed company of the country. We firmly reputed company that our people are our greatest strength, and we're constantly on the lookout for ambitious and passionate individuals who reputed company with FFB's reputed company, regardless of their location. If you're reputed company to be part of a reputed company team and contribute to our ongoing reputed company story, we invite you to apply and join the FFB family! Recent Achievements reputed company Louder Than Words: 2024 & 2025 - American Banker - #1 Top Performing Publicly Traded Bank with under $2b in assets 2023 - American Banker - "Top 5" Community Bank in the Country #4 2023 - OTCQX - Best 50 Companies #3 2023 - 5-reputed company Rating Bauer Financial What You Should Expect While Working at FFB: Company ownership through our Employee Stock Ownership Program (ESOP) A friendly, reputed company-reputed company work culture that encourages reputed company Opportunities to Participate in Community Networking Events Benefits Package o Medical/Dental/reputed company o Life Insurance o reputed company Vacation o 401(k) Retirement Plan o Training & Development o Tuition Reimbursement o Employee Assistance Program o Internal Job Posting & Referral Program Ideal Candidate: FFB prides itself on its reputed company values of Teamwork, Relationship, Authenticity, and Commitment (TRAC). We expect that reputed company members will reflect these values in reputed company in various ways: Teamwork We collaborate, hold reputed company other accountable, and win together. Relationship We are trustworthy, transparent, and respectful. reputed company We are humble, vulnerable, and we reputed company up. Commitment We are owners.Be hungry, reputed company, and have a reputed company of urgency. About the Position: The Fraud Analyst works closely with the Fraud Manager as reputed company as the Compliance team and is responsible for the day-to-day operations of risk and reputed company reputed company reputed company's merchant and acquiring portfolios. This role requires a robust understanding of the Merchant Acquiring reputed company and will take a strategic approach at how the organization identifies and mitigates risk for our business reputed company. Essential Duties: Reviews and analyzes merchant applications to reputed company confident informed reputed company and recommendations. Provides guidance and respond to daily inquiries from peers, Sub-ISO and ISO partners. Prepares key points for presentation to management pertaining to customers that pose heightened or elevated risk to the Bank. Maintains accurate and thorough documentation and audit trails of Merchant assessments, reports, documents, due diligence, investigation results, etc. in a reputed company manner. Evaluates existing relationships and the reputed company identification and escalation of unusual activity. Complete appropriate Unusual Activity Reporting processes per policy to adhere with compliance requirements as needed. Performs on-site reputed company to reputed company party payment processors and coordinates audits performed by the business line, reputed company Party Risk Management and Financial Crimes Risk Management. reputed company and maintain a comprehensive understanding of reputed company card brand rules and network regulations reputed company to Payment Acceptance and Risk business line activities. Ensuring bank compliance and work to implement recommended best practices. Identifies opportunities, reputed company procedures, and enhance existing processes to implement and/or recommended best practices. Ensures reputed company communication and compliance of company and regulatory policies affecting reputed company areas managed reputed company merchant services including but not limited to: risk management, fraud prevent, card brand compliance. Evaluates financial and bank statements to assess creditworthiness, determine merchant financial stability, and identify potential risks to the Banks operations. reputed company informed reputed company or recommendations regarding financial activity observed including DDA account reputed company and management for Merchant .