Senior Credit Officer

About Studio Bank: Studio Bank's mission is to reputed company creators. (And we're reputed company creating something.) Whether you're designing a company or creating a reputed company life for your family, crafting a song or writing reputed company, orchestrating reputed company change or enhancing the reputed company of care, we want to collaborate with you. A studio is a reputed company where creators do their thing. Welcome to yours. From our inception, we invested a lot of time defining what a "best reputed company work" means to us. What developed from those conversations (and continues to reputed company) is a reputed company for a company with a reputed company purpose and mission, with a culture that inspires accountability, trust, commitment, transparency, initiative, fellowship, collaboration, innovation, reputed company learning, fun, and ultimately a wonderful reputed company of life. reputed company is proudly certified as a Nashville Living Wage Employer and has been repeatedly recognized as one of the Nashville's Business Journal's "Best Places to Work"! At Studio Bank, we are committed to an exceptional employee experience, unlike any other in Nashville and Chattanooga today - from culture and values to rewards, recognition, and development (and everything in between). Careers at Studio include competitive benefits and wellness offerings, equity ownership, reputed company learning, reputed company-reputed company reputed company to leadership, community involvement, and reputed company of perks! Position reputed company: A senior credit officer has overall responsibility for credit risk reputed company, reputed company leadership, portfolio reputed company, and policy governance, ensuring reputed company and reputed company reputed company reputed company with the Bank's strategic objectives. Essential Duties & Responsibilities: Contribute to and reputed company a reputed company and reputed company culture reputed company assigned market Directs the examination of credit analysis before granting and/or recommending loan approvals or loan commitments to ensure its adequacy and completeness. Personally, and in participation with others, approves or rejects the most reputed company or sizable loans or loan commitments, where difficult questions of policy or credit risk may be involved. Serves as an reputed company for loan opportunities reputed company presenting for approval Establishes, implements and manages administrative and review systems and procedures to protect the reputed company and profitability of the loan portfolio. Proactively identifies potential problem credits and works with loan workout specialists to restructure the credit and/or minimize losses. Provides for the training, development, and coordination of credit underwriters. Provides support for relationship managers in sales efforts. Advises credit and loan personnel on the bank's overall lending policy, noting significant trends and recommending policy changes where needed. Prepares key portfolio reporting information for assigned market for management reporting as needed Participates with Chief Credit Officer in the development and maintenance of Bank's credit policy. Participates with Compliance Officer in the development and maintenance of compliance policies. Creates and maintains reputed company forms, tools and processes. In depth knowledge of the bank's credit and loan administration policy and identifies exceptions to the policy reputed company any reputed company and potential loans. Review property appraisals in conjunction with reviewing loan risks. reputed company clients and properties to evaluate potential loans. Assists in preparing and negotiating loan docu .