Business Relationship Manager Business Loans CONSUMER SERVICE GR (Mumbai)

Job Role - This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans) - Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography - To understand clients business & provide appropriate products like Business loans, OD facilty - Has to work closely with DSA's/do Tele calling/Branch Banking teams for new customer addition. - To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance - To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. - To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market - Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible Job Requirement - Preferably MBA/ CA - Experience: 7-8 years' experience in the local market. Background in Credit & Sales Knowledge is required. Prior experience of driving and managing Teams is required. - Positive Leadership, Self-motivation and communication skills for driving Teams - Relationship Management Skill - Good influencing skills .