Credit Analyst, Project Finance

CoBank is a cooperative bank serving vital industries across rural America, and they are seeking a Credit Analyst for their Project Finance group. The role involves providing analytical and marketing support to senior bankers, analyzing financial models, conducting credit analyses, and monitoring the group's lending portfolio.ResponsibilitiesSupports senior team members and participates in the negotiation, structuring, and execution of new transactionsDevelops or assists in the development of credit information for use by appropriate staff and committees in making decisions about credit arrangements for new or existing borrowers. Cosponsors or approves credit requests within prescribed limitsCompletes annual reviews, consents, waivers, and amendments with minimal assistance from management, Portfolio Managers, and Relationship ManagersAssists in managing an extensive due diligence process including review of independent engineer reports, power market/environmental/insurance/transmission consultant reports, and resource studiesWith minimal assistance, analyzes and sensitizes detailed financial models prepared by Project Finance clients to evaluate lending opportunities and assists in the review of loan documentationReviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit memos with minimal assistance. Prepares summaries, presents facts, and offers opinions concerning creditworthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit informationAssists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. Acts as primary account officer on assigned transactions within the portfolio, including maintaining accurate risk ratings, executing waivers, consents, and amendments, and preparing monitoring materials, and other tasks and administrative items with limited supervisionMaintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managersAssists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics assignedKeeps abreast of industry trends, power markets, and competitive environment in order to educate relevant internal stakeholdersSkillsBachelor's Degree in business, finance, or relevant discipline required1 year in credit/finance, preferably in banking or financial services industry requiredFoundational understanding of project finance dealsIntermediate knowledge of financial modeling techniques and preparation of pro forma financial statementsBasic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysisBenefitsCareers with a purposeTime-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidaysCompetitive Compensation & IncentiveHybrid work model: flexible arrangements for most positionsBenefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life InsuranceRobust associate training and development with CoBank UniversityTuition reimbursement for higher educationOutstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan MatchCommunity Impact: United Way Angel Day, Volunteer Day and Associate Directed ContributionAssociate Resource Groups: creating a culture of respect and inclusionRecognize a fellow associate through our GEM awardsCompany OverviewCoBank is a leading cooperative bank serving agribusinesses and rural infrastructure providers throughout the U.S. It was founded in 1989, and is headquartered in Greenwood Village, Colorado, USA, with a workforce of 1001-5000 employees. Its website is http://www.cobank.com/. Apply To this Job .