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ABHFL - Credit Manager - Affordable - Bhramapur (Odisha)

Financial services · Bhubaneswar

📅 19/08/2026
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Key Result Areas Supporting Actions 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas) Underwriting and Portfolio Quality Management - Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines - Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases - Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required - Monitor the bounce rates as per threshold limits. Process Efficiency - Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives - Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations - Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required. - Effectively managing external vendors to ensure quality of reports & TAT - Efficiently track Cost and ensure they are within budgeted levels. - Ensure accurate data capture in LOS and maintain high quality of documentation. - Ensure collection of Post disbursal documents within assigned time frame. Risk Compliance & Control - Ensure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc. - Conduct local risk operations in line with defined Maker Checker mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, c .
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