Credit Specialist (Process Speclialist)

BiggPocket Fintech Private Limited Job function Process Specialist (Secured and Unsecured Loans) Position Process Specialist/ Sr. Process Specialist Reporting To Department Head Location Patel Nagar, New Delhi Desired Competencies Should be excited about the opportunity to build a new brand Willingness to work hard and learn from hands-on experience Strong interpersonal and relationship building skills Ability to multi-task and work under pressure independently Should have Analytical skills and be good with numbers Basic understanding of various financials documents such Tax Audit Reports, GSTR3B, ITR and Computation of Income, Balance Sheet and Profit & Loss account etc Basic understanding of terms and parameters such assessment year, financial years, EMI etc Should be able to read and interpret financials. Responsibilities The role will involve reviewing loan files for completeness and analyzing the credit worthiness of clients. Selected candidate will be required to prepare Loan Eligibility working sheets for understanding the credit worthiness of client. Key responsibilities will include: Analyzing the financial statements and Bank statements of clients. Reviewing the files as per credit policy of various banks. Checking the file for completeness of documents and communicating the deficiencies to the concerned sourcing unit/ channel partner/ client. Sending the files to bank for processing and continuous follow-ups thereafter. Ensure timely Logins of files and follow-up for sanctions with Bankers. Completing loan disbursement documentation, co-ordinating with concerned sourcing unit/ channel partner/ client for completing disbursal formalities Follow up for disbursal with Banks. Experience CA aspirants/ Dropouts having articleship experience will be given preference 1 to 4 years of experience in finance and accounting related profiles. Having worked with a CA firm in any capacity will be an advantage * We are entrepreneurs and we believe in taking risks. If you do not have the specified work experience, but strongly believe that you are apt for the role, we will love to hear from you. Please feel free to convince us. Education Graduate . CA aspirants/ dropout will be an advantage Gender Preference No Preference. Compensation: 25,000.00 - 55,000.00 per month Benefits: Cell phone reimbursement Internet reimbursement Provident Fund Work Location: In person .