Freelance Bank Loan Specialist

Job Description We are seeking an experienced and analytical Finance Professional specializing in CMA Data preparation and bank credit documentation. You will be required to do co-ordination to secure bank loans, working capital limits, and term financing for various businesses. Key Responsibilities Prepare Credit Monitoring Arrangement (CMA) reports, including Form I to Form VI (Operating Statements, Balance Sheets, Cash Flow Statements, Maximum Permissible Bank Finance calculations, and Financial Ratio Analysis).Build realistic 3-to-5-year financial projections, sensitivity analyses, and project reports for term loans and working capital requirements.Liason with the Bankers to ensure that the loan is sanctionedKey Requirements & Qualifications Education: Bachelors degree in Finance, Accounting, Commerce (B.Com/M.Com), or professional qualifications like CA Inter / CMA / MBA Finance.Experience: 3+ years of dedicated experience in preparing CMA reports, project finance reports, and bank loan documentation.Domain Knowledge: Strong grasp of commercial banking credit norms, RBI guidelines, working capital assessment methods (MPBF, Turnover Method), and financial statement interpretation.Loan Application Collateral & Dossier Management: Compile complete loan documentation packages required by banksBank Liaison & Credit Coordination: Work directly with the banksCommunication: Excellent written and verbal communication skills to represent the proposals during discussions with lenders.Preferred Qualifications Prior experience working in a CA firm, financial advisory practice, or credit assessment role within a bank/NBFC.Compensation: 251,646.47 - 668,809.03 per year Education: Bachelor's (Required)Experience: Credit analysis: 5 years (Preferred)Location: Chennai, Tamil Nadu (Chennai, Chennai District) (Required)Work Location: Hybrid remote in Chennai, Tamil Nadu (Chennai, Chennai District) .