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The Credit Risk Strategy & Analytics role will support the development, implementation, and management of credit risk and/or collection strategies and policies for consumer and/or commercial lending portfolios. This includes directing credit analytics team in assessing various internal and external data sources for inclusion into policies and lending platform to optimize commercial risk assessment and straight through application processing in a digital workplace. This role requires a deep level of understanding of statistics, data, modeling, and analytical tools to creatively support the responsible growth and risk management of assigned portfolios. RESPONSIBILITIES Assist in developing origination, portfolio, and collection strategies internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit risk and/or collection s .