We Are Hiring BM Secured Loan Against Property (Punjab)

Job Description: We Are Hiring BM Secured Loan Against Property (LAP) In (Kharar, Punjab). Job Title: Branch Manager Loan Against Property (LAP) Location: [Punjab] Department: Secured Lending / Retail Banking Reporting To: Zonal Head / Regional Manager Experience: 510 years in LAP or Secured Loans (adjust as needed) Key Responsibilities: - Lead and manage branch operations related to Loan Against Property (LAP). - Achieve monthly and annual disbursement and revenue targets. - Source LAP business through direct channels, DSA, connectors, and builders. - Ensure compliance with credit policy and prudent underwriting standards. - Coordinate with credit, legal, and technical teams for seamless processing. - Monitor portfolio performance and ensure healthy collections and minimal NPAs. - Build and manage relationships with high-value customers and channel partners. - Recruit, train, and manage branch staff and sales executives. - Prepare and present MIS reports to senior management on branch performance. - Ensure excellent customer service and address grievance redressals promptly. Qualifications: - Graduate/Postgraduate in Finance, Business, or related field. - Minimum 5 years experience in LAP or Secured Loan business. - Proven leadership and team management skills. - Strong knowledge of LAP products, credit policies, and local markets. - Positive communication, negotiation, and interpersonal skills. - Proficient in MS Office and loan management systems. .