US Mortgage Underwriting (Khochi)

Job Title : US Mortgage Underwriting Location: Kakkanad, Kochi YMCA, Pune Experience Required : Min 2 years in Underwriting Shift: Night Shifts About The Client: It is a premier digital technology solutions company built on the premise of disruptive innovation. For over 27 years, our innovation-centric and engineering-first approach has unlocked digital-driven success to over 350+ global enterprises across CPG, Retail, Banking & Financial Services, Food & Beverage, Manufacturing & Distribution, and Life Sciences industries. Our strategic technological alliances with Microsoft, Google, Salesforce, Adobe and AWS, as well as accolades like Microsoft Partner of the Year 2021 and EY Entrepreneur of the Year 2021, are a testament to our expertise in delivering seamless digital transition. With a talent pool of more than 9,500 passionate engineers and digital consultants across 14 distinct locations around the world, we engineer agility and provide innovation-driven value to our clients. About The Job: We are looking for experienced US Mortgage Underwriters with expertise in Conventional and Non-QM loan underwriting. The ideal candidate should have robust knowledge of mortgage guidelines, income analysis, risk assessment, and loan file review. - Working Days: 5 Days - Week Off: Saturday & Sunday (flexibility required based on business needs) - Notice Period: Immediate to 30 Days preferred Key Responsibilities - Review and underwrite Conventional and Non-QM mortgage loan files. - Analyze borrower income, assets, credit, appraisal, and collateral documents. - Perform income calculations, DTI/LTV analysis, and loan eligibility assessment. - Review pre-closing and post-closing audit findings and ensure compliance with investor guidelines. - Collaborate with processors, loan officers, and internal teams to facilitate timely loan decisions. Required Skills - Experience in Conventional and/or Non-QM loan products. - Strong knowledge of FNMA/Freddie Mac guidelines. - Exp .