Remote Senior Loan Operations Specialist

Note: The job is a remote job and is open to candidates in USA. Trust Bank PLC is seeking a Senior Loan Operations Specialist who will serve as a senior-level lending operations resource responsible for supporting various lending activities. This role involves advanced loan processing, documentation preparation, and ensuring compliance with regulatory requirements.ResponsibilitiesPrepare complex commercial, consumer, agricultural, and real estate loan documents supporting loan requests approved by loan committee and the board as neededVerify loan terms against approved loan presentations and ensure all covenants, conditions precedent, collateral requirements, and loan structure requirements are accurately documentedReview loan files for completeness and accuracy prior to closingIdentify documentation deficiencies and resolve issues with lenders, attorneys, title companies, and third-party vendorsCoordinate on complex loan modifications, renewals, extensions, assumptions, and participation loansReview executed loan documents to ensure proper completion and enforceabilityMaintain a strong understanding of commercial, agricultural, residential, and consumer lending productsAssist with loan onboarding, maintenance, and coordinate servicing functions to loan accountingSupport collateral tracking and perfection activities, including vehicle titles, equipment liens, real estate collateral, and UCC filingsReview loan maintenance requests for accuracy and policy complianceAssist in preparing collateral release documentation and paid loan file reviewsSupport loan imaging, document retention, and electronic file management processesEnsure adherence to the Banks Loan Policy and all applicable federal and state regulationsMaintain advanced knowledge of Truth in Lending, RESPA, TRID, HMDA, Flood regulations, Fair Lending, ECOA, Fair Housing, Fair Credit Reporting Act, and other applicable lending regulationsAssist with documentation requests and questions deriving from internal audits, regulatory examinations, and external loan reviews, as neededMonitor loan documentation standards and recommend corrective actions when necessaryMaintain advanced knowledge of business entities including LLCs, corporations, partnerships, non-profits, trusts, and governmental entitiesReview organizational documents to determine legal authority and signing capacityReview title commitments, title policies, lien searches, and collateral perfection requirements, including mortgage filing sequence and UCC filingAssist with vendor management activitiesAnalyze lien priority issues and assist in resolving collateral documentation concerns and/or questionsServe as a lending operations subject matter expert and resource for department staffAssist with onboarding, training, and cross-training of loan operations personnelProvide guidance and support to the loan operations team membersAssist with workload balancing and coverage during staff absences or periods of increased volumeParticipate in developing and updating department procedures and job aidsRecommend process improvements that enhance efficiency, accuracy, customer service, and risk managementBefore execution, review loan documentation received from attorneys or processed by loan operations personnel to ensure accuracy and verify all prior to close items have been metParticipate in core system upgrades, lending system implementations, conversions, testing, and process enhancementsAssist management with special projects, process reviews, remediation activities, and strategic initiativesMaintain departmental reports and assist in identifying trends, operational risks, or opportunities for improvementKeep current on industry best practices and regulatory changes impacting loan operationsHandle inquiries from customers and internal team members with professionalism and responsivenessSupport loan officers throughout the loan origination and servicing processCompose letters, reports, procedures, and internal correspondence as requestedExercise sound judgment when handling confidential customer and bank informationRecognize suspicious activity and escalate concerns appropriatelyAssist with departmental reporting and administrative functionsPerform other duties and special projects as assignedSkillsA minimum of five (5) years of progressively responsible experience in lending operations, loan processing, loan documentation preparation, loan servicing, credit administration, compliance, or a related banking function is requiredAdvanced understanding of commercial, agricultural, real estate, and consumer lendingStrong understanding of loan documentation and collateral requirementsSuperior ability to interpret legal documents, contracts, regulations, and policiesStrong analytical, problem-solving, and critical-thinking skillsExcellent organizational and time-management abilitiesAbility to work independently with minimal supervisionAbility to identify process improvements and operational .