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Underwriter / Placement Non-Employee Benefits

SKS Enterpprises · Mumbai City

📅 14/08/2026
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Position Name - Underwriter / Placement Non-Employee Benefits Location Mumbai Experience Range - 4 - 10years Mandatory Requirement: Strong technical underwriting knowledge in non-EB lines. Ability to assess complex risks and interpret policy wordings. Expertise in the Key LOBs such as Property (Fire & Allied Perils, IAR), Marine (Transit / Open / ImportExport), Liability (D&O, CGL, Product, Professional Indemnity Etc), Engineering (CAR, EAR, MB, EEI), Event Insurance, Cyber, Crime, and Specialty Lines (as applicable) About the client: Job Roles and Responsibilities: Underwrite new / rollover or renewal proposals in line with underwriting guidelines. Analyze risk submissions, proposal forms, claim history, and supporting documents. Determine appropriate coverage terms, pricing, deductibles, and limits. Coordinate with Insurance companies and internal / external teams for clarifications. Issue quotations, endorsements, and policy documentation. Support business development with technically sound underwriting inputs. Ensure compliance with regulatory and internal underwriting standards. Assist in resolving underwriting-related queries and escalations. Required Skills & Competencies Commercial acumen with focus on profitability and risk selection. Effective communication and negotiation skills. Proficiency in MS Excel and underwriting systems. Good understanding of claims impact on underwriting decisions. Qualification and Experience: Graduate/Post-Graduate (Insurance broking, Insurance or Risk Management preferred) AIII / ACII or equivalent insurance qualifications preferred Minimum 4+ years of experience in underwriting Other Details: Strong technical underwriting knowledge in non-EB lines. Ability to assess complex risks and interpret policy wordings. Commercial acumen with focus on profitability and risk selection. Effective communication and negotiation skills. Proficiency in MS Excel and underwriting systems. Good understanding of claims impact on underwriting decisions. .
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