Loss Forecasting & Credit Strategy Analyst (Credit Card)

About Us: KadelLabs is a leading IT services company delivering top-quality technology solutions since 2017, focused on enhancing business operations and productivity through tailored, scalable, and future-ready solutions. With deep domain expertise and a commitment to innovation, we help businesses stay ahead of technological trends. As a CMMI Level 3 and ISO 27001:2022 certified company, we ensure best-in-class process maturity and information security, enabling organizations to achieve their digital transformation goals with confidence and efficiency. Job Title: Loss Forecasting & Credit Strategy Analyst (Credit Card) Experience: 5- 10 Years Location: Jaipur, Udaipur, Bhopal & Bangalore About the Role We are looking for an experienced Loss Forecasting & Credit Strategy Analyst to support loss forecasting, reserve analytics, and credit strategy development for a US credit card portfolio . The ideal candidate will combine strong analytical and technical skills with a solid understanding of credit risk and card portfolio dynamics. Key Responsibilities Build and maintain loss forecasting models using roll-rate, vintage, and CECL-aligned methodologies. Develop baseline and stress-scenario forecasts and analyze forecast vs. actual variances. Develop and evaluate credit strategies across line management, authorization, and collections . Assess the P&L, credit risk, and loss impact of proposed strategies. Apply AI/ML techniques to improve forecasting accuracy and scenario analysis. Translate analytical insights into actionable credit strategy recommendations for senior stakeholders. Collaborate with business, risk, finance, and technology teams. Required Skills & Experience 510 years of experience in Credit Risk, Loss Forecasting, Credit Strategy, or related analytics roles. Hands-on experience with US credit card portfolios on the issuing side US bank, card issuer, fintech, or GCC/captive supporting a US card business. Strong proficiency in Python and SQL for forecasting, data analysis, and scenario modelling. Working knowledge of CECL, stress testing, and reserve concepts ; CCAR/DFAST exposure is an advantage. Experience applying AI/ML to forecasting, credit risk, or analytics is preferred. Strong Advanced Excel skills, including pivot tables, complex formulas, dashboards, and management reporting. Excellent communication skills with the ability to work with US-based stakeholders and provide US business-hour overlap when required. Visit us: https://kadellabs.com/ https://in.linkedin.com/company/kadel-labs https://www.glassdoor.co.in/Overview/Working-at-Kadel-Labs-EI\_IE4991279.11,21.html .