Analyst Debt Syndication

Location: Andheri East, Mumbai Experience: 15 Years Function: Debt Syndication / Credit Analysis / Debt Capital Markets Employment Type: Full-time About Growthally Advisors Growthally Advisors is a leading investment banking and financial advisory firm with over 15 years of experience in delivering comprehensive financial solutions to businesses across India. The Firm Specializes In Debt Syndication Equity Advisory Mergers & Acquisitions (M&A) Leasing Solutions Growth CFO Services Led by a distinguished team of Chartered Accountants, former senior bankers, and MBA professionals, Growthally Advisors is recognized for its execution excellence, deep financial expertise, and client-centric approach. With a growing team of 50+ professionals and a pan-India presence, the firm partners with corporates across diverse industries and growth stages. About The Role We are looking for a detail-oriented and analytically strong Analyst Debt Syndication to join our Debt Syndication / Debt Capital Markets (DCM) team. The role involves credit assessment, financial analysis, transaction evaluation, debt structuring support and execution of corporate debt fundraising transactions. The candidate will work closely with senior investment banking professionals to understand borrower businesses, analyse financial performance and cash flows, assess creditworthiness, evaluate funding requirements and prepare transaction materials for banks, NBFCs, AIFs, private credit funds and institutional investors. The role provides exposure to corporate debt transactions across a wide range of financing requirements, including term loans, working capital, structured debt, refinancing, project finance, acquisition finance, NCDs/bonds and private credit. Key Responsibilities Credit Analysis & Appraisal Analyse the financial performance and credit profile of prospective corporate borrowers. Review and interpret:Balance Sheet Profit & Loss Statement Cash Flow Statement CMA Data Audited Financial Statements Provisional Financials Financial Projections Assess the company's business model, industry position, operating performance and financial strength. Identify key credit risks, business risks and financial risks. Prepare detailed credit assessment and borrower analysis reports. Financial Analysis Analyse key financial and credit parameters including:Debt/Equity Net Debt/EBITDA Interest Coverage Ratio DSCR FCCR Cash Flow/Debt Current Ratio Working Capital Cycle Profitability and cash flow metrics Analyse historical performance and projected financials. Evaluate debt servicing capacity and repayment ability. Conduct sensitivity and scenario analysis on key assumptions. Identify trends, deviations and potential red flags in financial performance. Debt Structuring Support Understand the borrower's funding requirement and existing capital structure. Assist in evaluating suitable debt financing options. Support senior team members in structuring appropriate debt solutions based on:Funding requirement Cash flows Existing debt Security/collateral Repayment capacity Lender appetite Assist in lender mapping and identifying suitable banks, NBFCs, AIFs and private credit funds. Transaction Execution Support debt transactions across:Term Loans Working Capital Structured Debt NCDs / Bonds Refinancing Acquisition Finance Project Finance Private Credit / Structured Finance Prepare and maintain transaction-related financial models and analysis. Prepare transaction teasers, company profiles, financial summaries and Information Memorandums. Assist in preparing lender presentations and credit proposals. Coordinate with internal teams for data collection and transaction analysis. Support discussions with lenders/investors by providing required financial and credit information. Track lender queries and coordinate responses with the client/internal team. Assist in monitoring transactions from initial assessment mandate structuring lender engagement sanction documentation disbursement. Industry & Company Research Conduct industry and sector research for prospective transactions. Analyse industry trends, competitive positioning and key business risks. Research comparable companies and relevant financial benchmarks. Prepare industry and company analysis for inclusion in transaction documents. Documentation & MIS Maintain accurate transaction trackers, financial data and credit analysis files. Ensure completeness and accuracy of financial information received from clients. Prepare regular transaction updates and MIS for senior management. Maintain databases of borrower financials, lender requirements and transaction information. Key Performance Indicators The Candidate Will Be Measured On Quality and accuracy of credit analysis Timely completion of financial analysis and transaction assignments Quality of financial models and projections Accuracy of credit ratios and financial calculations Quality of lender presentations and