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Company : New Age General Insurance Firm. Role : Group Health Underwriter. Location : Mumbai. Work day: 5. Key Responsibilities: Own group underwriting risk assessment for new business, renewals, mid-term material changes and non-standard benefit requests within delegated authority. Establish minimum census, internal pricing benchmark, claim and experience-data standards; determine the underwriting treatment of incomplete or unreliable data. Assess demographic mix, claims experience, large losses, benefit design, parent/voluntary exposure, anti-selection and concentration risk. Apply approved pricing outputs and determine underwriting terms, conditions, warranties, restrictions and risk adjustments within authority. Maintain clear separation between technical price, underwriting-approved price and final commercial price, with documented deviations and approvals. Own group referral logic, complexity bands, authority thresholds, reinsurance referrals and precedent-setting cases. Build a disciplined renewal underwriting process focused on remediation of adverse experience rather than administrative repricing. Partner with Actuarial on pricing inputs and experience interpretation, while retaining underwriting ownership of risk acceptance and terms. Please note: The above-mentioned description is just a gist of the profile. Detailed discussion will happen at the time of the Personal round of discussion. For any further queries kindly feel free to contact on bhumika@rightmatch.co.in / +918788674591