Branch ops manager

Key Result Areas Supporting Actions Pre-Disbursement Activities Prepare and issue required letters like sanction letters, amendment letters, ROI based on credit decisions/ sanction note within given timelinesProvide standard legal and security documents to the Relationship Manager, depending on type of product and security within stipulated timelinesVerify and execute complex documentation in full compliance with the internal standards and external regulatory requirementsScrutinize customer documents to check if in order. In case of discrepancies, share details with Relationship Manager to complete/ rectify the documentation.Check facility legal & security documents executed by the customer and ensure pre-activation check points are completedTrack and update PDDs and OTC in the system/ excel for new/existing release of limits.Ensure daily execution of documentation in full compliance with the internal standards and external regulatory requirementsEnsure customer submitted documents are checked within the given timelines. In case of discrepancies, share details with Relationship Manager to complete/ rectify the documentation.Support in smooth resolution of complex documentation issues. Post-Disbursement Activities Ensure follow ups of outstanding PDDs/OTC and look into escalation cases, where requiredEnsure completion of all activities related to security perfection of assets CERSAI/ROCEnsure renewal tracking done by the team and ensure that renewal letters are prepared and issued within stipulated timelinesEnsure that only completed files are getting processed by the operations team at the branch level Handle service level escalations and complaints for HNI customers and authorise high value transactions / complex/ structured transactionsEnsure data and evidence for all legal litigation cases of defaulters on a case to case basisManage post disbursement documentation by conducting follow ups with stakeholders, reporting discrepancies to the Management and updating the system on a periodic basisOperations Management & Customer Service at branch locations Manage all aspects of the operations transactions, customer journeys from post sanction, pre & post disbursement requirements, documentation, servicing activities, disbursals, post disbursal actionsTo ensure timely and accurate transaction processingTo ensure superior customer experience/ engagement is achieved through continuous improvements in productivity and service quality metrics at branchesWork closely with business & functional teams to assess best practices and benchmark existing processes to improve customer service experience. Ensure strict adherence to defined SLAs/TATs on service processes Process Controls & Checks Ensure all policies and processes related to loan processing and disbursement are up to date and followedConduct internal branch audits at regular intervals to ensure there are no critical observationsMaintain performance metrics, defect ratio and ensure SLAs are met within the agreed timelinesTo ensure ROC, CERSAI charge registration is completed within given timelinesTo ensure CERSAI charge satisfaction is completed within given timelines upon loan closureTo ensure vital documents are retrieved and handed over to customer within 30 days of receipt of final payment, retrieval & NDC process to be complied with.Stakeholder/ Vendor Management To ensure requests of all case logins from branches are being timely attended by vendors. Escalation point for issues in logins To ensure regular interactions with the Relationship Manager to complete correct documentation at the customers endAttend meetings with Sales and Risk team to discuss outstanding PDDs/OTCs, issues and escalationsLiaise with statutory, regulatory and external third parties for conducting audits for branches in their zonesLiaise with external vendors for storage of property related documentation, and conduct regular audits at vendor site (Hub Locations).Work closely with key individuals within cross functional teams wherever processes are interlinked with our function.Facilitate statutory, regulatory and external third parties during key audit/ compliance/ transaction milestonesWork with Business teams, Risk &am .