Chief Credit Head Leading NBFC

Key Responsibilities: Formulate and continuously enhance underwriting policies and credit programs across productsDesign and implement credit processes aligned with business goals and regulatory complianceBuild the infrastructure required for effective credit risk assessment and decision-makingDevelop and deploy scalable underwriting models leveraging data analytics and industry best practicesBenchmark underwriting strategies and policies against competition to maintain a strategic advantageCollaborate with product, technology, and risk teams to integrate credit policies into operational workflowsMonitor credit performance, assess risk trends, and update models and policies accordinglyEnsure alignment of credit strategy with overall risk appetite and business objectivesSupport training and upskilling of the credit underwriting team on new processes and modelsLiaise with senior management on credit policy changes, risk indicators, and portfolio performanceQualifications & Experience: Proven experience in credit underwriting or credit policy formulation, preferably in an NBFC or financial institutionStrong understanding of credit risk frameworks, scoring models, and regulatory normsDemonstrated experience in developing and benchmarking underwriting models against market practicesExcellent analytical, strategic thinking, and cross-functional collaboration skills .