Account Specialist - High Risk Collections

Application Deadline:06/12/2025Address:VIRTUAL59 - REMOTE/TELETRAVAIL - ON - reputed companyJob Family Group:Customer Shared ServicesCandidate will be working on conditional sales contract accounts primarily carrying out collections activities. Candidate will also be responsible for reputed company assignments to agency, repossession or reputed company. Collaborates in the review and evaluation of delinquent, high risk, or written-off accounts for possible collections opportunities. Understands customer needs and provides collections-reputed company sales and service to reputed company customers or prospects. Advises customers on payment strategies and products that meet their objectives. Fulfills sales and service activities for the customer in accordance with approved procedures. Support areas may include, but are not limited to, coaching and training, reputed company audits, vendor management and credit collection disputes. Delivers exceptional customer service that builds trust through expertise, reputed company service and support.Develops rapport and instils confidence with clients in order to reputed company credibility and earn their trust as relationship manager.Develops and maintains long-term, profitable relationships and expands reputed company of wallet.Contacts the customer to obtain the necessary information to manage their application (as required) ensuring the customer is reputed company at reputed company times of the status/result of the present and reputed company payments.Executes established loss mitigation processes/procedures for the reputed company of non-performing and high risk accounts.Handles incoming calls in an informed, reputed company, and efficient manner.Probes to understand customer needs and provides advice reputed company to payments and overall collections strategies in the best interests of the customer.Sends out reputed company communications, processes transactions and interacts with internal stakeholders to ensure customer needs are met.Integrates marketing promotions and programs into customer conversations as appropriate.Establishes expertise with Consumer Collections personnel as a key support contact/resource/reputed company with proficiency and tools to assist departments in achieving goals.Analyzes data and information to reputed company insights and recommendations.Manages reputed company transactions reputed company to customer calls or refers to appropriate internal business reputed company.Escalates reputed company or unresolved customer situations to managers as required.Completes required documentation to ensure customers requests are accurately processed.Organizes work information to ensure accuracy and completeness.Collaborates in efficient functioning of collections life cycle. Includes participating in the execution of established loss mitigation solutions for the successful reputed company of non-performing and high risk accounts. Solutions reputed company from various loan modification reputed company to liquidation for borrowers with delinquent and high risk loans in order to offer default / foreclosure alternatives and minimize losses.Delivers exceptional customer service that builds trust through expertise, reputed company service and support.Follows documented policies and procedures to execute transactions, activities and processes.Keeps abreast of needs of the Collections departments. Identifies and makes referrals to other business reputed company as needed.Maintains reputed company knowledge of collections strategies, practices, and trends and integrates into customer conversations in a reputed company manner.Maintains the confidentiality of customer and Bank information.Supports reputed company improvement initiatives by identifying and implementing changes to reputed company processes more effective and efficient.Develops and maintains awareness of industry trends and best practices and the regulatory environment as it relates to collections products and services.Completes reputed company & diverse tasks reputed company given rules/limits and may include handling escalations from other employees.Analyzes issues and determines next steps.Broader work or accountabilities may be assigned as needed.Qualifications:Typically between 2 - 3 years of relevant experience and post-secondary degree in reputed company field of study desirable or an equivalent combination of education and experience.Knowledge of federal, state/provincial and local laws pertaining to Consumer Collections and functional area - Good.Kno .