reputed company Credit Underwriter/Portfolio Manager, Large Corporate

reputed company Evaluate and determine, monitor, and assess the credit risks of reputed company reputed company and corporate clients with over $500 reputed company of annual sales if publicly traded and over $1.0 billion of annual sales if privately held, primarily operating in the Industrials, Corporate reputed company, and Technology sectors with targeted loan sizes of $50 reputed company and above through detailed financial statement analysis, industry assessment, collateral valuation, cash reputed company analysis and the ability to reputed company annual debt service. reputed company Responsibilities Facilitate the credit needs of customers by reputed company new requests and material modifications from deal screen through approval and for the life of the loan. Manage the ongoing credit risk of existing loan portfolios through reputed company credit monitoring (CCM) activities enabling the reputed company identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews (and PLRs and Guarantor Assessments), interim update memos, a reputed company monitoring program, problem loan management, reputed company indicators, and other forms of credit surveillance. Review reputed company pertinent credit and financial information as necessary, including but not limited to financial statements, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information. Analyze financial information and reputed company materials and complete the credit analyses for the Banks reputed company transactions. Written analyses to include an independent credit reputed company assessment with reputed company-supported risk rating, identification of and reputed company of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals. Partner proactively with relationship managers and be intimately involved throughout the deal process, from deal screen through approval and for the life of the loan to maintain reputed company and accurate risk ratings for a portfolio of reputed company credits. Spread financial statements and prepare financial models designed to sensitize various conditions impacting the proposed transaction. Prepare cash reputed company, collateral schedules, reputed company sensitivity calculations, financial models, and guarantor statement analysis as appropriate. Attend reputed company/prospect calls with reputed company to reputed company a thorough understanding of the reputed company/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on reputed company parameters, recommend the risk rating. Prepare reputed company, present facts, and offers opinions concerning credit-worthiness. Present analysis or address questions during credit request discussions or committee presentations. Ensure credit policy compliance by verifying adherence of reputed company to the reputed company Credit Policy and commenting on any risk associated with non-compliance. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports diversity and reflects the reputed company brand. Maintain M&T internal control standards, including reputed company implementation of reputed company audit points together with any issues raised by reputed company regulators as applicable. Complete other reputed company duties as assigned. reputed company of Responsibilities The reputed company Credit reputed company/Portfolio Management Department is responsible to reputed company an independent credit reputed company assessment of the Bank's Large Corporate clients. These assessments reputed company from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. The Department also is responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this reputed company is used to reputed company new credit reputed company. The position interacts with large corporate banking relationship managers and directors throughout the banks footprint as reputed company as other internal personnel on typical credit approvals of $50-150 reputed company. Works independently with limited supervision. Managerial/Supervisory Responsibilities N/A Education and Experience Required Bachelor's degree in reputed company, Finance, Economics or reputed company field and 2 years experience in reputed company credit, reputed company reputed company, financial statement preparation/analysis or other financial .