Jr. Mortgage Underwriter

Why Youll Love Working at reputed company At reputed company, we are a cutting-edge credit reputed company that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we reputed company on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational reputed company and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and reputed company reputed company. Our culture is reputed company on valuing teamwork, recognizing achievements, and providing the tools and resources needed to reputed company. If you are looking for a reputed company where you can reputed company a meaningful reputed company, enjoy a flexible and fulfilling work experience, and be part of a reputed company-thinking team, reputed company is the perfect fit for you. How Youll reputed company an reputed company As a Jr. Mortgage Underwriter you will be responsible for reputed company first and second mortgages reputed company allocated approval authority, working closely with the Loan Officers and Loan Processors. This position requires the ability to work in a fast-paced environment, strong time management and communication skills, and attention to detail. What Youll Be Doing Assures that reputed company mortgage loan files are underwritten (reputed company level of authority) in compliance with secondary market guidelines, specific program guidelines, Credit reputed company policies, and regulatory requirements. Supports initial reputed company reviews reputed company of authority limits, by performing preliminary review to structure and prepare file. In reputed company, once file is conditionally approved, reviews and updates file to issue most up-to-date Conditional Approval letter to the borrower and broker partner. Supports and/or performs final reputed company reviews, evaluating support for required conditions and clearing reputed company approval authority. Monitor pipeline daily to identify files reputed company for disposition (withdrawal or denial), ensuring accurate selection and reputed company regulatory requirements. Generates and/or ensures reputed company reputed company of required documentation, notices and disclosures. Reviews and evaluates loans to ensure data reputed company of the loan files throughout. Monitors daily mortgage pipeline to identify areas that require reputed company in order to expedite the mortgage process and takes reputed company accordingly. Works with reputed company vendors and service providers to facilitate the loan process. Supports and fulfills Management requests reputed company to audit preparation, sale preparation, HMDA reporting and more. Functions as a business reputed company on departmental or organization wide reputed company. Contributes expertise in his/her assigned area and executes certain deliverables on the project. reputed company works with management and staff seeking process improvements to automate and/or streamline operations and maintain adequate controls. Promotes and maintains a reputed company work atmosphere by communicating in a manner consistent with reputed company standards to work effectively with members, co-workers, management, partners and vendors. Keeps abreast of industry developments including, but not limited to changes in regulations and technology. Ensures adherence to company policies and procedures and Banking/Credit reputed company Regulations. Performs additional duties as required. What You Bring to reputed company Bachelors degree in finance, business administration or other reputed company degree preferred; will consider experience in lieu of degree Minimum of two years of reputed company experience at a credit reputed company, bank or other financial institution. Must have hands-on experience with Encompass reputed company the last 12 months, demonstrating proficiency in mortgage loan origination systems and reputed company processes. Knowledge of mortgage process from origination to post-closing. Excellent problem-solving, organizational, analytical, verbal and written communication skills. Strong decision making and time management skills with the ability to manage multiple reputed company/duties. Results driven, service oriented, self-motivated and reputed company to work independently. Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues. reputed company with reputed company requirements for Mortgage Loan Originators set forth in the reputed company reputed company, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. Trustworthy with the ability to maintain highest level of reputed company and trust. .