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Role & Responsibilities: Key highlights of the role are listed below (purely indicative and not limiting): This position would include the mentioned set of responsibilities but not limited to: - Own the co-brand card proposition (features, rewards, pricing) and serve as the primary point of contact for the partner on business matters and joint planning. - Negotiate and manage partnership commercial terms (revenue share, cost sharing) with Finance and Legal. - Own the program P&L; track actuals (acquisition, spends, receivables) against plan and drive corrective action on variances. - Monitor portfolio health (SPC, ENR, Dormancy & Inactivity) - Ensure the program meets regulatory/compliance requirements and track audit or risk remediation items to closure. - Prepare and present periodic performance and risk reviews to senior management. - Work closely with Technology, Operations, and Customer Service to ensure smooth program delivery. Applicants should possess the following attributes: - Cards Ecosystem including LOS, CMS and other related product nuances - Understanding of card/lending P&L; drivers (interchange, interest income, fees, cost of funds, credit costs) and portfolio metrics - Familiarity with credit risk and underwriting concepts is an advantage. - Awareness of regulatory and compliance requirements applicable to card issuance and thirdparty/outsourcing arrangements is an advantage. .