Credit Risk Manager

Manager - Risk Analyst - MFB - Mumbai - Lodha (I-Think Techno Campus) - JM Responsibilities: Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context in coordination with data science team Implement & Monitor Credit Risk strategies across the lending life cycle acquisition, underwriting, cross-sell & collections Review portfolio on periodic basis across various risk metrices for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters. Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite. Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions. Regular review of processes for adherence on risk policies and check if controls are effectively in place and working. Visit branches on regularly basis and evaluate the portfolio quality and adherence to policy norms. Coordinate with Various internal teams such as Quality Control, Product, Business, IT, Data Science team for strengthening of risk framework. Eligibility Criteria: MBA from a reputed institute 3-6 years of experience in managing risk in a Bank/NBFC Excellent in understanding data & bringing insights. Advance knowledge of excel required Sound knowledge of statistical models Experience in microfinance/inclusive finance will be an added advantage .