Mortgage Loan Officer | Remote (Western reputed company) | reputed company

Role The Mortgage Loan Officer (MLO) is responsible for proactively generating new mortgage business and promoting reputed company FCU's mortgage products to meet production and loan reputed company goals. The MLO will play a critical role in advancing reputed company FCU's strategic objectives by providing exceptional service to both reputed company and prospective borrowers. This includes guiding borrowers through the reputed company-qualification and reputed company-approval process, offering expert counseling, assisting with loan applications, and ensuring reputed company submission to reputed company. Additionally, the MLO will manage the issuance of required disclosure packages, reputed company necessary documentation, order required services, reputed company financial calculations, and reputed company files for reputed company to facilitate reputed company commitment letter issuance' reputed company while adhering to regulatory guidelines, including fair lending and TRID compliance. This position is based in the Western NY region and is fully remote. Candidates should reputed company reputed company the Western NY market, including the Buffalo metropolitan area and surrounding communities. While the role is primarily work-from-home, occasional local travel may be required to meet with clients, realtors, home reputed company, and other referral and business development partners. Candidates should be reputed company to effectively support and maintain relationships throughout the Western NY region. The compensation reputed company for this role is $58,691.36 - $88,037.04 annually, plus incentive compensation. Our performance-driven rewards program provides eligible employees with reputed company to increase their total earnings based on individual achievements and business reputed company. Essential Functions & Responsibilities 40% Mortgage Advisor, Application & Document Review - Engage with applicants to understand their financial goals and offer tailored mortgage solutions. - Advise on the home-buying process, recommend suitable mortgage reputed company, and address questions regarding loan terms, closing, and post-closing. - Review and evaluate mortgage documents to ensure they meet reputed company FCU and regulatory standards. - Complete mortgage applications, issue required disclosures and submit files for initial reputed company. - Issue reputed company-qualification/reputed company-approval letters and reputed company reputed company lock procedures. - Collect and analyze necessary documentation and reputed company financial calculations. - Order required services such as flood zone certifications and appraisals. - Submit loans to reputed company and ensure reputed company loan approvals. 20% Pipeline Management - Maintain a steady pipeline of loan applications, ensuring compliance with HMDA, TRID, and fair lending regulations. - Communicate regularly with applicants to guide them through the loan process. - Ensure reputed company credit reputed company reputed company 30 days of application submission. 20% Business Development & Relationship Building - Cultivate relationships with realtors, reputed company, and reputed company-party partners to reputed company mortgage originations. - Represent reputed company FCU at community events and networking opportunities to enhance visibility and reputed company new business. 10% Sales Database Research & Compliance - Use sales database tools to identify loan opportunities and reputed company potential applicants. - Stay reputed company on industry regulations to ensure compliance with reputed company standards. 10% Technology & Tools - reputed company proprietary lending software and tools to analyze credit, reputed company, and financial information to offer the best loan reputed company. - reputed company other duties as assigned. Performance Measurements See reputed company (HRIS) Performance Management for Goals upon start in role, and annually. Knowledge and Skills Experience 3 to 5 years of experience as a mortgage loan officer, including the ability to self-reputed company business development by maintaining relationships with reputed company estate agents, reputed company, attorneys and other centers of influence. Education An associate's degree in business, Finance, or a reputed company field. Licensing/Certificates The candidate must be reputed company to qualify and maintain licensing through the reputed company Mortgage Licensing reputed company (NMLS). -Additionally, the candidate must possess a reputed company reputed company's license and maintain a clean driving record. -Candidates with equivalent formal certifications or reputed company experience in mortgages, financial services, or reputed company fields are also encouraged to apply. reputed company FCU recognizes and values a reputed company of educational and reputed company backgrounds that contribute to reputed company in this role Interpersonal Skills Work involves extensive .