Team Lead - BBPS & Aggregator Reconciliation For BFSI - Gurugram

Team Lead - BBPS & Aggregator Reconciliation Location Gurugram , Sector 32 Qualification BE/B.TECH/MCA - 2/3-Way Matching: Perform complex 2-way and 3-way reconciliations across front-end platforms, Payment Aggregator/Gateway records, NPCI/Bank Switch data, and Core Banking Systems (CBS). - BBPS Settlement Management: Validate settlement files with NPCI Bharat BillPay Ltd (NBBL) and designated settlement banks to ensure intraday and end-of-day funds are accounted for. - PA & Merchant Settlement: Reconcile incoming payouts from payment gateways and disburse settlements to merchants/billers per agreed Service Level Agreements (SLAs). - Discrepancy Resolution: Promptly identify, track, and resolve any transaction mismatches, settlement delays, or fee/MDR deductions. - System Automation: Champion the transition from manual spreadsheet-based matching to automated reconciliation software. - UAT & Integration: Collaborate with product and tech teams to perform User Acceptance Testing (UAT) for new biller integrations, payment channels, and API switches. Eligibility & Experience: Minimum of 5+years of experience in payment operations, fund accounting, or financial reconciliation within a fintech or banking setting. Domain Knowledge: Hands-on experience with NPCI products, BBPS, UPI, IMPS, and domestic/international card networks (RuPay, Visa, Mastercard). Regulatory Acumen: Deep understanding of RBI guidelines regarding Payment Aggregators and the Bharat Connect/BBPS Ecosystem .