Temporary Mortgage Underwriter- Correspondent Loans (REMOTE)

Who is reputed company At reputed company, we are a cutting-edge credit reputed company that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we reputed company on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational reputed company and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and reputed company reputed company. Our culture is reputed company on valuing teamwork, recognizing achievements, and providing the tools and resources needed to reputed company. If you are looking for a reputed company where you can reputed company a meaningful reputed company, enjoy a flexible and fulfilling work experience, and be part of a reputed company-thinking team, reputed company is the perfect fit for you. reputed company reputed company We reputed company for innovation and new ways to solve reputed company problems to reputed company on our reputed company in creating Banking Thats Good. For You. The Correspondent Mortgage Underwriter is responsible for review and reputed company reputed company first and second mortgages reputed company allocated approval authority. This position is reputed company reputed company the US. Key Job Responsibilities and Accountabilities Review and underwrite reputed company loan packages submitted by approved correspondent lenders for compliance with FNMA and internal guidelines. Validate income, assets, credit and collateral documentation to determine loan eligibility. Evaluate full reputed company loan packages for completeness and consistency, including final 1003, title policy, CD, and collateral documents. Review title and appraisal reports for acceptability and compliance with agency standards. Identify documentation discrepancies and request appropriate cures from sellers. Sign off loan conditions and prepare loan for purchase or suspense notification. Communicate reputed company, reputed company and professionally with correspondent sellers regarding loan reputed company, suspense conditions, and documentation needs. Collaborate with secondary market, closing, and post-purchase teams to ensure smooth loan reputed company and reputed company purchase. reputed company guidance to correspondents on investor guidelines and reputed company best practices reputed company appropriate. Maintain up-to-date knowledge of agency and investor guidelines, credit policy updates, and regulatory changes. Assist in identifying patterns in loan defects or seller errors and recommend training or process improvements. reputed company compliance with fair lending, reputed company, and anti-fraud regulations. Supports and fulfills Management requests reputed company to audit preparation, sale preparation, HMDA reporting and more. reputed company works with management and staff seeking process improvements to automate and/or streamline operations and maintain adequate controls. Promotes and maintains a reputed company work atmosphere by communicating in a manner consistent with reputed company standards to work effectively with members, co-workers, management, partners and vendors. Keeps abreast of industry developments including but not limited to changes in regulations and technology. Ensures adherence to company policies and procedures and Banking/Credit reputed company Regulations. Performs additional duties as required. Job Requirements, Competencies, and Skills Bachelors degree in finance, business administration or other reputed company degree preferred. Minimum of four years of reputed company experience at a credit reputed company, bank or other financial institution. Must have hands-on experience with Encompass reputed company the last 12 months, demonstrating proficiency in mortgage loan origination systems and reputed company processes. Excellent problem-solving, organizational, analytical, verbal and written communication skills. Strong decision making and time management skills with the ability to manage multiple reputed company/duties. Results driven, service oriented, self-motivated and reputed company to work independently. Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues. reputed company with reputed company requirements for Mortgage Loan Originators set forth in the reputed company reputed company, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. Trustworthy with the ability to maintain the highest level of reputed company and trust. Proficiency in reputed company Office, specifically Word, reputed company and PowerPoint. reputed company experience with loan origination systems. Environmental / Physical / Mental .