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SME Commercial Insurance , RFQ , Underwriting Specialist , Ins Quote (Mumbai)

Fortune 5 Risk Management Solutions · Mumbai City

📅 09/08/2026
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Job Opening: SME / Commercial Insurance RFQ & Underwriting Specialist Location: Andheri , Mumbai 400057. Experience: 2 to 10 years Industry: General Insurance / Insurance Broking Employment Type: Full-time Job Description We are looking for an experienced SME / Commercial Insurance professional with robust hands-on expertise in RFQ preparation, underwriting coordination, pricing negotiations, and client advisory. The candidate should have worked with a General Insurance Broker or General Insurance Company in India and be well-versed with commercial insurance products. Key Responsibilities - Preparation and management of SME / Commercial RFQs (Property, Fire, Marine, Engineering, etc.) - Coordination with insurance companies for quote procurement, negotiations, and finalization - Ensuring correct rating based on: - Occupancy & risk profile - Discounts & loadings - Add-on covers & extensions - Negotiating competitive terms, conditions, deductibles, and premiums - Explaining coverage, exclusions, and policy terms clearly to clients - Drafting / reviewing policy wordings, special clauses, and endorsements to ensure adequate coverage - Liaising with insurers for risk acceptance, referrals, and underwriting clarifications - Supporting sales team with technical inputs and placement strategy Required Skills & Knowledge - Strong understanding of commercial insurance products and underwriting practices - Ability to interpret policy wordings and coverage gaps - Excellent negotiation and communication skills - Hands-on experience with SME / mid-market commercial risks - Client-facing experience with professional advisory mindset - Knowledge of Indian insurance market & insurer underwriting appetite Eligibility Criteria - Minimum 2+ years of relevant experience - Must have worked with: - A General Insurance Broker, OR - A General Insurance Company (Commercial / Underwriting / Corporate Desk) - Graduation mandatory (Insurance / Risk Management qualifications preferred) What We Offer - Competitive compensation (best in the industry for the right candidate) - Exposure to diversified commercial portfolios - Growth-oriented work environment - Direct interaction with insurers and key corporate clients How to Apply Interested candidates may apply with their updated CV or email resumes at jobs@fortune5.in .
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