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An insurance auditor evaluates financial records, payrolls, and policies to verify accuracy, calculate correct premiums, and ensure compliance with laws . They review risk exposure for businesses, inspect claims data, and prevent fraud Review business payroll, tax records, and financial documents to calculate accurate premiums for workers' compensation or general liability. Audit insurance claims and policy forms to detect errors, discrepancies, or potential fraud. Ensure company operations and client accounts follow state and federal insurance regulations. Prepare clear audit reports and explain adjustments to policyholders or company managers. Recommend risk control changes or updates to internal accounting and claims processing procedures Bachelors degree in accounting, finance, business, or risk management. Strong math and analytical skills to assess financial data and risk. Good computer skills, including spreadsheet and database software use. Clear communication skills to interview clients and explain findings. Professional certifications like CPA, CA, or Certified Internal Auditor (CIA) are preferred.