Business Loan Portfolio Analyst

Capup Financial Services Private Limited is a growing RBI Registered NBFC (Non Banking Financial Institution) operating in Corpoarte Loans Segment. We offer Debt funds to other Financial institutions through our lending products. With growth in our operations we are looking to hire a Credit Analyst for Business loan Segment. The growth and on the job learning opportunities are massive in the Lending Sector and within our organisation. Salary : 4-5 LPA The main responsibilities of a Credit Analyst include: Evaluating loan and credit applications from NBFCsAssessing the creditworthiness of applicants by analyzing their financial information-P/L, B/S,Cash Flow statement, credit history, collateral, and other relevant dataApproving or declining credit applications in accordance with the organisation's credit policies and proceduresMonitoring existing customer accounts to identify any changes in their creditworthinessRecommending credit limit increases, decreases, or other account modifications as neededAssisting in compliance with relevant credit regulations, laws, and internal policiesPreparing credit reports, analyses, and recommendations for management review Functional Requirements - Good conceptual knowledge on accounting fundamentals and Financial data.Understanding of financial and banking products.Analytical Skill,Written and Verbal communication skill with the ability to communicate clearly and concisely to audiences Technical Proficient Microsoft Office (Word, Excel and PowerPoint) skills Qualification Masters degree in Business/Finance/Accounting and/Semi qualified Chartered Accountants Preferred : Relevant experience of 1 to 2 years in Corporate credit analysis and credit support roles in the Corporate or Institutional Banking Sector Education certifications or qualifications are not mandatory if proven track record and sound knowledge gained by considerable experience in similar roles Salary Range : 4 -5.00 lacs p.A Location : Bangalore office (JC Road near Bangalore Stock Exchange) Type: On-site job (we support Hybrid Work) .