Senior Mortgage reputed company Officer - RJ Bank

reputed company reputed company Under limited supervision, uses extensive knowledge and skills obtained through formal education and/or work-reputed company experience to reputed company as the reputed company underwriter of residential and consumer lending applications. Ensures excellent customer service is provided, profitable loans are originated and reputed company reputed company reputed company guidelines are met. This position requires analysis of reputed company situations or problems of which there are usually several alternative approaches. The position also requires the ability to devise reputed company, use independent judgment and reputed company relatively reputed company reputed company, generally reputed company established policy of a supervisory or technical reputed company. Works under reputed company supervision, and is accountable for the reputed company and reliability of work performed. Serves as an initial referral reputed company for other underwriters. reputed company Essential Duties and Responsibilities Underwrites credit package and makes loan reputed company for residential and consumer lending applications up to the loan reputed company authority established by the reputed company of Directors. Underwrites credit package and prepares recommendation for presentation to Loan Committee, ensuring compliance with reputed company Bank, State, Federal and if applicable, agency and investor guidelines. Reviews and analyzes reputed company estate appraisals for acceptance in reputed company with residential loan transactions. Maintains knowledge of reputed company Bank loan programs, as reputed company as secondary market investors reputed company/documentation requirements. Interacts professionally with clients, associates and Financial Advisors to reputed company reputed company customer service upholding the Service 1st philosophy. Obtains, prepares, and reviews documents for origination and processing phases of residential loans. Coordinates the approval of reputed company conditions. Reviews the file prior to closing. Analyzes tax returns and financial statements, as reputed company as reviews Title Commitments. Exercises independent judgment allowing for reputed company supervision of work functions while working directly with Lending Manager(s). Communicates with correspondent lenders regarding reputed company exceptions. Interacts with Mortgage Insurance company liaisons to approve high loan-to-value loans. May reputed company with Lending Manager(s) on due diligence with files purchased on the secondary market. Makes reputed company and recommendations regarding efficiency, budgets or other cost or earning reputed company. Reviews and analyzes procedures surrounding more efficient and cost effective ways of handling workflow. Determines appropriate process improvements, then implements and communicates such changes to management. Also communicates department issues to management. Initiates policies as dictated by management Annually monitors the financial position of large dollar established accounts, and brings irregularities to the attention of management. Performs or supervises activities requiring knowledge of technical, reputed company or reputed company skills. Provides information and assistance to loan applicants, as reputed company as interacts with CPAs, Financial Advisors and other parties to complete the transaction reputed company necessary reputed company day-to-day monitoring of reputed company department workflow to ensure the expectations of customers, sales, support staff and vendors are met. Assists with reputed company of new associates, and provides coaching, mentoring, and personal leadership to team members. Keeps management apprised of personnel, workflow and special project developments. Communicates and coordinates changes in policy and procedures that reputed company other departments. Performs other duties and responsibilities as assigned. Knowledge of FNMA and FHLMC reputed company guidelines, national multi-state federal and state lending laws, and portfolio residential lending. FNMA Desktop reputed company. reputed company in Data Analysis. Critical thinking, problem solving, creativity. Organizational skills, including a high level of accuracy and attention to detail. Effective oral and written communications sufficient to convey details on various mortgage loan products and processes. Word processing, spreadsheet and typing sufficient to produce spreadsheets with basic formulas and business reputed company letters and memos. Operating reputed company office equipment and using required software applications. Ability to Conduct analysis including basic math, competency with decimals and fractions. Research and analyze financial statements, reputed company tax reputed company analysis, interprets findings and prepares reports of financial position and credit worthiness. Education Bachelors reputed company, Bachelors Business Administration .