Senior FI Risk Analyst

Job Requirements Job Title: Senior FI Risk Analyst Department: Wholesale Banking Risk Location: Mumbai Reporting To: Head - FI Risk & Industry Research Job Purpose: To manage the Banks credit portfolio of financial institutions (NBFCs, MFIs, Domestic & Foreign Banks, Brokers, Mutual Funds), including credit appraisal, portfolio monitoring, and risk mitigation. The role requires strong understanding of regulatory frameworks and internal policies. Key Responsibilities: Primary Responsibilities: Conduct credit appraisal for financial institutions in line with organizational policies. Evaluate and recommend exposure levels, collateral, and guarantees for banking/treasury products. Review and ensure adherence to rating methodologies and risk classification frameworks. Manage credit risk across wholesale banking products and transactions. Engage with clients for risk assessment and transaction execution. Align business partner expectations with the firms risk appetite. Facilitate portfolio reviews and recommend risk mitigation actions. Identify and escalate emerging risks to relevant stakeholders. Interact with regulators for credit risk management. Maintain a healthy portfolio with minimal NPAs. Monitor portfolio performance, trigger reviews, and control delinquencies. Share best practices within the team. Secondary Responsibilities: Network with peers, rating agencies, and industry participants to stay updated on trends. Support team with deliverables and ad hoc MIS reports. Recommend process and policy improvements for operational efficiency. Collaborate with internal stakeholders to leverage synergies. Education & Experience: Education: Graduate (Any discipline; CA preferred) Full Time Postgraduate (Any discipline; MBA preferred) Full Time Experience: 5 to 8 years in BFSI sector, specifically in Wholesale Banking Risk Suitable for Manager, Chief Manager, or AVP level .