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Roles and Responsibility: - experience in Collections, Recovery, Repossession, Asset Disposal, or Retail Asset Operations within Banks or NBFCs. - Experience in vehicle finance, mortgage, consumer finance, or secured retail lending will be preferred - Maximize recovery realization through timely disposal of repossessed retail assets. - Achieve disposal targets while minimizing inventory holding costs and asset aging. - Monitor recovery realization against valuation, reserve price, and outstanding dues. - Develop and implement disposal strategies to improve auction success rates and overall recovery. - Retail asset recovery and disposal expertise - Auction and liquidation management - Vendor and stakeholder management - Robust analytical and MIS reporting skills - Knowledge of SARFAESI, repossession, and auction processes - Advanced Microsoft Excel and PowerPoint - Negotiation and decision-making skills - Process improvement and problem-solving Effective communication and leadership .