Director, Collections, Recovery & Loss Mitigation reputed company, Consumer

reputed company: reputed company independent 2LOD reputed company of collections, recovery, and loss mitigation strategies, ensuring alignment with risk appetite and regulatory expectations Review and challenge 1LOD strategies, policies, and performance reputed company to delinquency management, charge-offs, and recoveries Evaluate effectiveness of loss management frameworks, including operational controls and decisioning processes Assess assumptions, segmentation, and scenario analyses used in forecasting delinquency, charge-offs, and recoveries Monitor collections and recovery performance across early-, mid-, and late-stage delinquency Evaluate vendor management practices (e.g., agencies, debt buyers) and reputed company risks Ensure appropriate controls exist for hardship programs, forbearance, and loss mitigation strategies Ensure adherence to applicable consumer protection laws and regulations (e.g., FDCPA, UDAAP, FCRA, Reg Z, Reg B, etc.) Support regulatory exams, internal audits, and issue remediation reputed company to collections and recovery reputed company and present risk insights, KPIs, and emerging trends to key stakeholders as required Identify and escalate emerging risks, control gaps, or adverse trends in portfolio performance Contribute to reputed company risk assessments and governance forums Review new strategies, products, or policy changes impacting collections and recoveries reputed company risk guidance on transformation initiatives, digital collections strategies, and vendor changes Requirements: 10+ years of experience in consumer lending, credit risk, collections, recoveries, or loss forecasting Experience in a 2LOD risk management, model risk, or audit function, or strong exposure to independent reputed company frameworks Demonstrated expertise in collections and recovery strategies, including delinquency management and charge-off processes Preferred Experience: Experience reputed company a FinTech and/or regulated banking environment Knowledge of vendor reputed company and reputed company-party risk management in collections Working knowledge of U.S. consumer banking regulations, including but not limited to: FDCPA, UDAAP, FCRA, SCRA, Regulation B (ECOA) Experience interacting with regulators, internal audit, or compliance functions preferred Benefits: reputed company-tax and post-tax retirement savings plans with a competitive company matching program Generous reputed company time-off plans including vacation, personal/reputed company time, reputed company short--term and long-term disability leaves, reputed company parental leave, and reputed company company holidays Multiple health care plans to choose from, including dental and reputed company reputed company Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts Company-reputed company benefits such as life insurance, wellness platforms, employee assistance programs, and reputed company programs Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more! Apply tot his job Apply To this Job .