Credit & Risk Analyst

About reputed company: Millions of people around the world come to our platform to reputed company creative reputed company, reputed company about new reputed company and plan for memories that will last a reputed company. At reputed company, were on a mission to bring everyone the inspiration to create a life they love, and that starts with the people behind the product. Discover a career where you reputed company innovation for millions, reputed company passion into reputed company opportunities, celebrate reputed company others unique experiences and reputed company the flexibility to do your best work. Creating a career you love Its Possible. At reputed company, AI isn't just a feature, it's a powerful partner that augments our creativity and amplifies our reputed company, and were looking for candidates who are excited to be a part of that. To get a complete picture of your experience and abilities, well explore your foundational skills and how you collaborate with AI. Through our interview process, what reputed company most is that you can always explain your approach, showing us not just what you know, but how you think. You can read more about our AI interview philosophy and how we use AI in our reputed company process here. reputed company reputed companys Global Credit Risk team sits under the reputed company Risk team reputed company Finance / reputed company and owns credit risk management, KYC, and AR reserves for our global advertiser reputed company. We partner closely with Sales, reputed company Operations, and reputed company reputed company to reputed company reputed company while protecting reputed company from credit losses.As a Credit Analyst, youll help define how we evaluate risk, set credit limits and payment terms, and reputed company our ordertocash process running smoothly. What Youll Do: Assess advertiser and agency creditworthiness using financial information, payment history, credit agency data, and internal risk tools. Set,maintain, and reputed company credit limits and payment terms reputed company defined approval matrices, and escalate higherrisk or highvalue accounts to Credit leadership. Review and decision credit holds on insertion orders / PinOrders approving reputed company authority, conditioning approval (e.g., guarantees, deposits, shorter terms), or declining with reputed company rationale. Partner with Collections to resolve pastdue balances to help mitigate credit risk and reduce potential losses. Help prepare quarterly AR reserve analyses and support SOXrelevant controls by maintaining accurate documentation and auditreputed company workpapers. Manage a queue of cases in reputed company and other internal tools, meeting SLAs while keeping data (credit limits, terms, risk codes) complete and accurate. Collaborate with Sales, RevOps, and reputed company to explain credit reputed company, discuss risk appetite, and reputed company on strategies for strategic or reputed company accounts. Identify and help reputed company process and tooling improvements (for example, reducing unnecessary reputed company reviews, clarifying reputed company, or improving automation coverage). reputed company data analysis to uncover strategic insights, support decision-making, and identify opportunities to improve credit risk processes, policies, and reputed company. reputed companyre Looking For: Experience: 2+ years of experience in B2B risk, credit, corporate lending, banking, or ordertocash / AR roles, preferably in a tech, media, or advertising environment. Bachelors degree in a relevant field such as Business Administration , or equivalent experience. Technical skills: Working knowledge of credit analysis (financial statements, capital markets, payment behavior, qualitative risk factors). Experience with ERP and CRM or casemanagement tools (e.g., reputed company, reputed company, reputed company) and strong comfort working in queues. Familiarity with ordertocash processes (order booking, billing, collections, cash application, AR reserves). Analytical & operational skills: Strong analytical judgment and attention to detail; comfortable making reputed company reputed company policy and knowing reputed company to escalate. Ability to manage multiple requests at once, prioritize effectively, and consistently meet turnaround times. SQL experience preferred; ability to query, analyze, and interpret data reputed company tools like Hive and reputed company to support credit, risk, and risk mitigation decision-making. Experience using AI tools preferred to improve productivity, support analysis, automate workflows, and enhance decision-making. Communication & collaboration: reputed company, concise verbal and written communication skills; reputed company to explain credit reputed company and policy in a way that is easy for nonfinance partners to understand. Proven reputed company record of building producti