Credit Analyst

Company: ICRA Rating (Yield Group of Companies) - UAE Based Company Position: Credit Analyst Department: Credit Ratings Work Location: Sector 12, Panchkula, India Company Website: https://www.icra.in/Rating Email for Job Enquiry: hr@yield4finance.com Job Role Overview: We are looking for a Credit Analyst with 13 years of experience in credit analysis, financial analysis, or a related field. The role involves evaluating the creditworthiness of corporates and financial institutions through financial statement analysis, industry research, and economic assessment. The candidate will prepare credit evaluation reports, support rating decisions, and collaborate with senior analysts to ensure accurate and timely assessments. Key Responsibilities: Analyze financial statements (balance sheet, P&L, and cash flow) to assess creditworthiness and financial health.Evaluate industry trends, economic conditions, and business risks impacting credit ratings.Conduct market and sector research to support rating decisions.Prepare credit rating reports with clear analytical justification.Present findings to internal committees and address queries related to the analysis.Monitor ratings and update assessments based on new information or market developments.Ensure compliance with regulatory requirements and maintain accurate documentation of analyses and reports.Qualifications: Bachelors degree in Finance, Accounting, Economics, or a related field (professional certifications are a plus).Minimum 1 year of relevant work experience; candidates with 13 years of experience in credit analysis, financial analysis, or related roles will be preferred.Strong analytical and financial interpretation skills.Excellent written and verbal communication skills.Proficiency in Microsoft Excel, Word, and other analytical tools.Detail-oriented with the ability to work effectively under tight deadlines.For Job enquires, email at hr@yield4finance.com with Subject Line: "Credit Analyst Application - India" Benefits: Paid sick timePaid time offAbility to commute/relocate: Panchkula, Haryana (Panchkula): Reliably commute or planning to relocate before starting work (Preferred)Application Question(s): How soon can you join if selected If you are serving a notice period, please mention the duration.What is your current / last drawn in-hand salary per month (INR) What is your expected in-hand salary per month (INR) Negotiable or not Experience: Credit analysis: 1 year (Required)Work Location: In person .