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Description : Incumbent would be looking after the mortgage and micromortgage products. Managing the sale of products of mortgage and micro mortgage i.e. Home Loan, Business Loan, Loan against Property, etc Primary credit appraisal of loans mentioned above. Analyzing the creditworthiness of the customers by visiting the residence and business location and taking market feedback Ensuring a healthy portfolio by recovery of irregular and NPA accounts. Cross selling the various products of the bank like Insurance, savings, other loans, etc Maintaining, nurturing and deepening relationships with existing clients .