Risk Analyst (Consumer Banking Risk)

We are looking for individuals with energetic and forward-looking mindset and the appetite for turning analytics into real banking world practices. You will be coached with impact-driven roles to cultivate your career development. This Role is for You If You… Enjoy solving puzzles and making sense of complexity while working with data and collaborating across teams. Want a job where your work drives better decisions for real people and solving day-to-day banking issues. See yourself growing into a future leader in risk or analytics. Key Job Descriptions - Engineer Risk Insights Matter and Shape Healthy Credit Portfolio Participate in or Initiate projects for our process improvement: credit risk-related projects for example loan origination system upgrades, model automation, data mart improvement, document tracking process. Help evaluate risk across retail portfolios like personal loans, credit cards, and mortgages. Spot trends in delinquencies, defaults, and recoveries — and help us stay one step ahead. Analyze large datasets to find patterns that drive better decisions for both customer credit line management and collection improvement Dive into borrower profiles to assess creditworthiness using financial data, credit bureau scores, and customer behavior. Monitor portfolio performance and watch for early warning signals (EWS). Support monthly credit risk dashboards and ad-hoc reporting using tools like Excel, SQL, and Power BI. Participate in credit policy reviews and portfolio optimization initiatives. Provide the A/B testing environment for all champion/challenger and set up standard report tracking of all Risk Analytical Insights and Performance measurement tracking What We’re Looking For: Bachelor’s degree in Engineering, Finance, Economics, Data Science, or a related field. A sharp eye for numbers, patterns, connecting the dots, and “what-if” questions. Positive attitude for building strong relationships with colleagues and partnerships Opening mind for changes and improvements Good presentation and communication skills Out-of-the-box thinking mindset with courage to take initiatives Programing skill or PowerBI and/or Tableau with some experience (or strong curiosity) in SQL, Excel, or analytics tools like Python, R, or SAS. Eager to learn about lending, risk, and banking — no prior banking experience required. What you can expect: Learn from experienced risk leaders in a dynamic & analytic environment with well-structured coaching system. Hands-on exposure to real-world risk decisions and banking tools leading to a clear path to grow into specialized roles in risk modeling, credit policy, or data science. Are you ready to use your analytical mindset to shape smarter lending decisions and help drive responsible banking? At Bangkok Bank, you won’t just crunch numbers — you’ll make a real impact on how we manage holistic risk, better serve our customers, and grow our bank sustainably. We invite you to be the part of our future-ready team where data meets its positive purpose. Work Hour: Mon-Fri (8.30-17.00 Hrs.) Work Onsite at Bangkok Bank Head Office Silom For more information, please contact K. Pornphun Tel: 02-685-7852, 063 -212-0702