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Here’s a polished Key Responsibilities section you can use in a JD: Key Responsibilities Perform end-to-end Card Lifecycle Testing, including Card Issuance, PIN Generation, Card Activation, Re-issuance, Hot-listing/Blocking, and Card Closure. Validate transaction flows for ATM, POS, E-commerce, and Contactless transactions across card schemes such as Visa, Mastercard, and Amex. Conduct integration testing to ensure seamless data exchange between the Card Management System (CMS), Payment Switches (IST, Base24, Authentic, etc.), and the Core Banking System (CBS). Verify Authorization (Auth) request and response messages, including response codes, routing logic, and transaction approvals/declines. Validate Clearing and Settlement processes, including batch file generation, reconciliation, and settlement reporting. Identify, log, and track defects using Jira, ALM, or similar defect management tools, and collaborate with development and support teams for timely resolution. Prepare and execute test cases, test scenarios, and regression test suites for cards and payments applications. Participate in SIT, UAT, and production validation activities to ensure quality delivery of card and payment solutions. Work closely with business analysts, developers, and external payment network teams to resolve functional and integration issues.